At the 2026 interim results conference held on August 28, the chairman of Bank Of Jiangsu Co.,Ltd. highlighted the bank's robust performance for the first half of the year. The bank adhered to central policies and provincial directives, prioritizing support for the real economy and financial inclusivity. It balanced scale expansion, profitability, structural adjustments, and risk prevention, further consolidating its momentum toward high-quality development.

The bank's total assets reached 5.61 trillion yuan as of the end of June 2026, marking a 13.79% increase from the start of the year. Customer deposits grew by 17.39% to 2.98 trillion yuan, while loans expanded by 12.20% to 2.77 trillion yuan, reflecting steady and robust asset growth.

Operating results showed continued improvement, with revenue rising 9.11% year-on-year to 48.95 billion yuan and net profit attributable to shareholders up 8.09% to 21.88 billion yuan. Net interest income increased notably by 12.00% to 36.89 billion yuan, underscoring the bank's solid earnings capacity.

Operational efficiency remained among the top tier of listed banks. The annualized weighted average return on equity (ROE) stood at 15.72%, up 0.08 percentage points from the same period last year, while the annualized return on assets (ROA) was 0.87%. The cost-to-income ratio improved to 20.43%, maintaining an excellent level relative to peers.

Asset quality continued to strengthen, with the non-performing loan (NPL) ratio dropping to 0.81% at the end of June, a decrease of 0.03 percentage points from the start of the year and the lowest level since the bank's listing. The provision coverage ratio remained ample at 304.83%, and the ratio of special-mention loans declined to 1.15%, down 0.17 percentage points, indicating robust risk absorption capabilities.

The shareholder structure also saw ongoing optimization. By the end of June, Jiangsu Guojin Investment Group Co., Ltd. held 474 million shares, representing a 2.58% stake, further raising the proportion of state-owned capital. Meanwhile, China Life Insurance Co., Ltd. - Traditional - Ordinary Insurance Product - 005L-CT001 Shanghai increased its holding to 407 million shares, or 2.22% of total shares, up 0.08 percentage points from the first quarter, reflecting sustained confidence from long-term investors.