Yunfeng Financial Group Limited reported solid interim results for the six months ended 30 June 2026, with insurance operations offsetting a small loss in other financial services.

Total premium and fee income rose 20.00% year-on-year to HK$8.99 billion, powering a 24.00% increase in consolidated profit to HK$949.00 million. Net profit attributable to shareholders advanced 30.00% to HK$632.00 million, while net operating income climbed 12.97% to HK$777.00 million.

Insurance remained the growth engine. The YF Life segment generated HK$793.00 million in net operating income, up 14.00%, supported by an 8.00% increase in insurance revenue to HK$1.66 billion and resilient investment income. Annual premium equivalent expanded 3.00% to HK$2.28 billion, and contractual service margin grew 2.00% to HK$10.01 billion. Embedded value rose 3.00% to HK$23.83 billion, with a solvency ratio of 212%.

Other financial services—including securities brokerage, asset management and fintech—recorded a HK$16.00 million operating loss, widening 60.00% on higher costs and market-driven investment results.

Total assets increased 6.99% from year-end to HK$119.05 billion. Owner’s group embedded value equity reached HK$17.35 billion, up 4.14%. The gearing ratio edged down to 11.44% as cash and equivalents plus term deposits stood at HK$6.99 billion. The board did not declare an interim dividend.

Management highlighted continued product innovation, digital platform upgrades and AI-driven investments as strategic priorities for the second half of 2026. No material acquisitions or disposals were recorded during the period, and there were no significant contingent liabilities.